Last Updated: January 2025
By accessing or using Canada Shine Insurance services, you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our services.
Canada Shine Insurance is a paid marketing brand that connects Canadians with licensed insurance advisors. We do not underwrite insurance policies directly. All insurance products are underwritten by licensed carriers.
Our services include:
Important: Canada Shine Insurance is a marketing and lead-generation service. Submitting a quote request on our website means you consent to being contacted by licensed insurance representatives by phone, email, or SMS regarding insurance products.
To use our services, you must:
You agree to:
We do not guarantee that you will be offered insurance coverage or that any particular rate will be available. All insurance applications are subject to underwriting approval by the insurance carrier.
By using our services, you expressly consent to receiving communications from Canada Shine Insurance and its licensed insurance partners, including:
You may opt out of marketing communications at any time. To do so, visit our Opt-Out page or follow the unsubscribe instructions included in any communication you receive.
Using Canada Shine Insurance's quote-request service is free of charge for consumers. Canada Shine Insurance earns compensation from its insurance carrier and advisor partners when a connection is made. You are under no obligation to purchase any insurance product.
You may stop using our services at any time. To request removal of your personal information from our systems, or to opt out of further contact, please visit our Opt-Out page or contact us directly. Requests will be processed within 10 business days.
Our website may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of any third-party sites.
All content on our website, including text, graphics, logos, and software, is the property of Canada Shine Insurance or its licensors and is protected by copyright and other intellectual property laws.
Our services are provided "as is" and "as available" without any warranties of any kind, either express or implied. We do not warrant that our services will be uninterrupted, secure, or error-free.
To the fullest extent permitted by law, Canada Shine Insurance shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our services.
You agree to indemnify and hold harmless Canada Shine Insurance and its affiliates from any claims, damages, losses, liabilities, and expenses arising out of your use of our services or violation of these Terms.
In the event of a dispute arising out of or relating to these Terms or our services, you agree to first contact us at [email protected] to attempt an informal resolution. If the dispute cannot be resolved informally within 30 days, either party may pursue resolution through binding arbitration or, if applicable, through the courts of the Province of Ontario.
These Terms shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein.
We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on this page with an updated "Last Updated" date.
If you have any questions about these Terms, please contact us at:
Email: [email protected]
Phone: 1-800-555-0123
Address: 123 Insurance Street, Toronto, ON M5H 2N2, Canada